PRIVACY POLICY
CJ Financial Management is committed to protecting your personal information and respecting your privacy. This Privacy Notice explains your rights together with how we gather, use and share your personal information when providing our services to you.

We rely primarily on lawful bases other than consent (such as performance of a contract or legal obligation), but we may request your consent where this is required for specific processing activities. We confirm that all such information is essential for the provision of regulated advice and satisfies the requirements of the Financial Conduct Authority.

WHO WE ARE
CJ Financial Management acts as the Data Controller for the personal information you provide. We may share personal data with our authorising network, ValidPath Limited, which may act as a joint controller where required for supervision and compliance oversight.

If you have any questions about this notice or how we handle your personal information, please contact the Data Protection Officer using the details provided within this Data Protection and Privacy Notice.

WHAT PERSONAL DATA WE COLLECT AND WHY
We collect and process various personal data about you in order to:
•  Provide financial advice, planning and associated services
•  Carry out identity, credit, and fraud checks
• Communicate with you and maintain accurate records
•  Meet our legal and regulatory obligations

HOW WE GATHER AND USE PERSONAL INFORMATION
We collect information about you, so that we can provide the financial advice and related services you require. This information may include your personal and financial circumstances.

We obtain personal information:
• Directly from you, usually in a meeting, by telephone, or by electronic communication
• From product providers (e.g. investment, pension, or insurance providers) where you have authorised data sharing
•  From your professional advisers, where you have given permission
•  From recorded or noted conversations and meetings to maintain an accurate record of discussions

CJ Financial Management is an appointed representative of ValidPath Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 197107.